How Which? decides its customer satisfaction scores and Which? Recommended Providers, including for savings, bank accounts, credit cards and insurance.
Gender pay gap among self-employed widens to 40% as workers failing to find jobs register as business ownersSelf-employed women earned 40% less than self-employed men in 2012, according to the figures published by HM Revenue & Customs. Its Personal Income Statistics 2011-12 report shows that, while average income for a self-employed man was £17,000, the equivalent for women was just £9,800.The gap is widest in London, where women earned less than half the £25,700 average income of a self-employed man. Next came the east of England and the east Midlands.
The debate over foreign nannies ignores the fact that the worlds of the elite and immigrants have always been intertwined – and rarely at a decent priceJames Brokenshire, junior home office minister, delivered a speech last week, in which he claimed that the middle classes were to blame for immigration. It was roundly mocked, and described as "feeble and pathetic" by the Institute of Directors.
The hope that Giulia Bongiorno's idea would make housework gender-free is misplacedLawyer Giulia Bongiorno is floating the idea, in her native Italy, that women who do housework should be paid for it. Bongiorno and her team want housewives (or husbands) paid a salary cum allowance. This was initially inspired by women Bongiorno met through her domestic violence charity, who could not leave home because of a lack of money.
In the US, people are obsessed with work. Your job is your identity. But all that is changing in this economic funkIf you've ever spoken with an American, likely one of the first questions they asked you was "what do you do?"In the US, we're obsessed with people's jobs. We want to know all about it. We insist that you tell us what "career tribe" you're in – white collar, blue collar or new high-techy collar. What's your exact title? How do you spend your day? Are you someone speaks the language of law, tech, finance, media, marketing, education, military, government, the arts, etc?
'When my wife sees the big scratch, she'll be so upset she won't even notice the one I made, or the nick I took out of the fresh paintwork with the corner of an end table'My wife and the middle one are going to stay with friends in the country, an excursion from which I have been delisted, because on Sunday someone has to pick up the youngest from his school trip to Paris.
'We want to feel we're learning and improving, but we also want appreciating for who we are'It's appropriate that we use the same word, "feedback", to mean a) the annual performance review at work and b) that wince-inducing howl made by amplifiers when microphones get too close. Feedback of the interpersonal kind is a minefield of misunderstandings and emotional conflict.
After yet another week of multi-million pound bonuses, it's time we admitted that banks are never going to change. It's up to us to make money work better – and here's howThis week, the chief executive of Barclays, Antony Jenkins, explained the rationale behind a £200m increase in bonuses at the bank, despite the fact that profits had fallen. There had been resignations at the bank the year before, when bonuses had been cut. He feared a "death spiral". Nobody wants a death spiral.
They were professionals in their own countries – lawyers, doctors, academics. Now, having fled and sought asylum in the UK, they're lucky if they can get a minimum-wage job. We meet six refugees adjusting to a very different way of lifeWahid Ahmad, 33Was: civil engineer, AfghanistanNow: shelf stacker, north LondonWahid Ahmad trained as a civil engineer in Afghanistan, where he worked in a senior role for the UN on infrastructure projects, overseeing road- and bridge-building. "I was proud of the job I was doing, helping with the development of my country," he says.
Nationwide's premium account looks like a good deal at £10 a month with insurance, but I'm worried about making a claimEvery week a Guardian Money reader submits a question, and it's up to you to help him or her out – a selection of the best answers will appear in next Saturday's paper.This week's question Nationwide seems very keen to upgrade my current account to one that offers holiday, mobile, and breakdown insurances.